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Glasgow University Cloisters

OUR TEAM

People Make Glasgow

ABOUT US

We are a boutique family business that specialise in mortgages & protection with over 35 years of combined experience , we offer tailored advice and expertise to recommend the right mortgage and protection products for your unique needs.

Our comprehensive support extends beyond mortgage deals. We provide guidance on engaging with estate agents, negotiating offers, liaising with solicitors, and ensuring the right protection measures are in place. Our goal is to streamline your property journey and minimize stress.

With a commitment to exceptional customer service, we prioritise open communication, prompt responsiveness, and unwavering attention to detail. Our dedicated team is here to address your questions and concerns, making your property dreams a reality.

LARA FRANCHITTI COCHRANE

DIRECTOR

Lara has worked within financial services for almost 20 years (all of which in the property sector). 

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07872338654

lara@righttimemortgages.co.uk

GREIG COCHRANE

DIRECTOR

Greig has worked in financial services for 17 years. 

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07985014838

greig@righttimemortgages.co.uk

Right Time Mortgages Ltd is an Appointed Representative of PRIMIS Mortgage Network, a trading name of First Complete Ltd.

First Complete Ltd is authorised and regulated by the Financial Conduct Authority.

COMPANIES HOUSE: SC751966 (SCOTLAND)

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SERVICES

MORTGAGES

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CRITICAL ILLNESS COVER

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Right Time Mortgages Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered office address - The Cooper Building 505, Great Western Road, Glasgow, Scotland, G12 8HN. 

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Insurance: We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend. 

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Mortgages: We charge an arrangement fee of between £199 and £999. Your adviser will agree your arrangement fee with you before commencing any chargeable work for you, and the amount payable will take account of the following factors:

• Your personal financial circumstances

• The complexity of your borrowing requirements

• The amount of work required to fulfil your needs.

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Your fee is payable when an application is submitted to a mortgage lender and is non-refundable. We will also be paid a procuration fee from the lender. The amount of the procuration fee will be disclosed to you. You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us. If an application is submitted to a lender via a packager we will be paid commission by the packager. This will be disclosed to you.

Registered in Scotland.​ Registration number -  SC751966.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© RIGHT TIME MORTGAGES 2024

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