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OUR SERVICES

SERVICES

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MORTGAGES

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LIFE INSURANCE 

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CRITICAL ILLNESS COVER

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INCOME PROTECTION

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BUILDINGS & CONTENTS INSURANCE

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At Right Time Mortgages, we provide a range of services to assist you in securing the right mortgage. Whether you're a first-time buyer, home mover, investor, or looking to remortgage, we have the industry experience to guide you through the entire buying process.

Our comprehensive support includes sourcing and securing mortgages tailored to your needs. We offer guidance on dealing with estate agents, making offers, liaising with solicitors, and ensuring proper protection measures are in place. Rest assured, we'll recommend the ideal mortgage solution for you.

During our initial client appointment, we conduct a detailed analysis of your requirements to offer personalized advice. This allows us to source the most suitable mortgage and protection products, delivering a bespoke service that meets your specific needs.

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Your home may be repossessed if you do not keep up repayments on your mortgage.

Our expertise covers mortgages, life insurance, critical illness cover, income protection, and buildings and contents insurance.

 

Our mortgage services cater to first-time buyers, home movers, investors, and those looking to remortgage. We guide you through the entire buying process, including support with estate agents, offers, solicitors, and ensuring the right protection measures are in place.

 

We provide life insurance to secure your family's financial future, critical illness cover for unexpected health challenges, and income protection for safeguarding your income during illness or injury. We also offer comprehensive buildings and contents insurance to protect your property and belongings.

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WHY
CHOOSE
US?

HOW WE WORK

We value your time and offer flexible consultation options to meet your needs. You can choose from a variety of mediums for your consultations, including video calls, telephone appointments, or face-to-face meetings.  During our initial client appointment, we take the time to understand your specific needs. This allows us to provide personalised advice and recommend the most suitable mortgage and insurance products tailored to your requirements.

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VIDEO CALL

TELEPHONE APPOINTMENT

FACE TO FACE

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SERVICES

MORTGAGES

LIFE INSURANCE

CRITICAL ILLNESS COVER

INCOME PROTECTION

BUILDING & CONTENTS INSURANCE
 

RESOURCES

OUR TEAM

CONTACT US

PRIVACY POLICY

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Right Time Mortgages Ltd is an appointed representative of PRIMIS Mortgage Network, a trading name of First Complete Limited. First Complete Limited is authorised and regulated by the Financial Conduct Authority.

The guidance and/or information contained within the website is subject to UK regulatory regime and is therefore targeted at consumers based in the UK.

Registered office address - The Cooper Building 505, Great Western Road, Glasgow, Scotland, G12 8HN. 

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Insurance: We will not charge you a fee for our services relating to insurance, but we will receive commission from the product provider. The commission will be calculated as a proportion of the premiums paid for the insurance product. You will receive a quotation which will tell you about the fees and charges relating to any insurance policy that we recommend. 

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Mortgages: We charge an arrangement fee of between £199 and £999. Your adviser will agree your arrangement fee with you before commencing any chargeable work for you, and the amount payable will take account of the following factors:

• Your personal financial circumstances

• The complexity of your borrowing requirements

• The amount of work required to fulfil your needs.

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Your fee is payable when an application is submitted to a mortgage lender and is non-refundable. We will also be paid a procuration fee from the lender. The amount of the procuration fee will be disclosed to you. You have the right to ask us to provide information on the range of procuration fees that the lenders on our panels offer to us. If an application is submitted to a lender via a packager we will be paid commission by the packager. This will be disclosed to you.

Registered in Scotland.​ Registration number -  SC751966.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

© RIGHT TIME MORTGAGES 2024

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